Your Local Beverly Hills Independent Insurance Agency

Pacific Way Insurance Services specializes in Commercial/Business Insurance, Homeowners Insurance, Auto/Car Insurance.

Pacific Way Insurance Services, a full service insurance and risk management solution provider, offers a full range of property, casualty, life and health insurance products.  As an independent insurance broker, we maintain relationships with multiple carriers to ensure that our customers receive the best combination of coverage and price. Whether you are shopping for auto insurance, homeowners insurance, life insurance or health insurance, or insurance for your business, Pacific Way Insurance Services will find you the right coverage at the best price. Our instant on-line quotes provide premium indications within minutes.  If you prefer, use the online quote request or call us at 866-989-3829 and one of our representatives will work with you to provide a complete quote comparison from all of our carriers. Our offices are located in Southern California, but we proudly serve the entire state of California, Nevada, Arizona, Washington, New York, New Jersey, Connecticut and several other states.

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Recent News & Updates

Understanding The Liability Portion Of Homeowners Insurance

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

HSA Vs. FSA: Which Is Better?

Health Savings Accounts (HSAs) and flexible spending accounts (FSAs) are group benefits offered to employees that are similar in some ways. Both are accounts that allow you to make tax-free contributions to save for medical costs. However, there are several key differences between HSAs and FSAs. What Is An HSA? An HSA is a health savings account with tax advantages, used in combination with a...

Health Insurance Options For The Self-Employed

More Americans today are making the decision to be self-employed. Although this course of action has many advantages, sourcing your own health insurance is not among them. With the rising costs of healthcare, health insurance is essential for everyone, including the self-employed. If you go uncovered, you may have to pay costly medical bills out of pocket, losing the opportunity to have affordable access to...

Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance

Voluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship makes premiums less costly than for individual life insurance policies. Types Of Voluntary Life Insurance Employers can provide two types...