Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Am I Too Old To Start A 401(k)?
Posted: July 28, 2022
Am I Too Old To Start A 401(k)?There is no maximum age for participation in a 401(k) plan. As long as you are still working, you are never too old to contribute. If your employer offers group benefits that include a 401(k), you have an excellent way to save for retirement. No matter your age, if you are still working, you can take advantage of the tax benefits and any matching contributions...
Commercial Insurance: Protection Against Lawsuits
Posted: July 27, 2022
Commercial Insurance: Protection Against LawsuitsIf an unexpected accident takes place at your facility or office, or a lawsuit related to a product or service is filed against your business, the general liability insurance you have in place should cover your losses, including the legal costs involved in defending against it. A general business insurance policy should cover you against injury lawsuits, false or misleading advertising lawsuits, accusations of slander,...
How Do Health Savings Accounts Work?
Posted: July 25, 2022
How Do Health Savings Accounts Work?You may have heard of a Health Savings Account (HSA) and are wondering how they really work. Let's make it simple. Thankfully, we have pulled together the basics for you. For Individuals and Families A health savings account is a specific type of savings account offered by banks, credit unions, and insurance companies. The account is set up specifically for you by the bank or...
Need Motorcycle Insurance?
Posted: July 23, 2022
Need Motorcycle Insurance?If you have recently purchased a motorcycle or are searching for a better option for motorcycle insurance in the area, we are here to help. The team at our agency lives and works in the local area, and we are committed to serving our community of motorcycle riders. We know you need coverage that gives you the highest level of protection at the lowest cost,...
3 Key Differences Between Whole Life Insurance & Term Life Insurance
Posted: July 22, 2022
3 Key Differences Between Whole Life Insurance & Term Life InsuranceInsurance can be a confusing subject, and at our local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each with pros and cons. 1. Term life insurance is cheaper,...